Calculators,
done properly.
118+ precise calculators for mortgages, BMI, grades, compound interest, percentages, and the everyday arithmetic in between. Free, instant, no sign-up.
Scientific Calculator
Eighty-three calculators,
precisely tuned.
Financial Calculators
Mortgage, loan, investment, tax, and other financial tools.
Estimate your monthly mortgage payment with taxes, insurance, and PMI.
Calculate payments for amortized, deferred, and bond loans.
Open calculatorSimple and compound interest calculations with schedule.
Open calculatorFind monthly payment, term, or interest rate for any loan.
Open calculatorProject retirement savings and income.
Full amortization schedule for fixed-rate loans.
Open calculatorCalculate investment growth with compound interest.
Adjust money amounts for inflation over time.
Open calculatorSolve for PV, FV, rate, payment, or periods.
Open calculatorFitness & Health
BMI, calorie, body fat, pregnancy, and health calculators.
Calculate Body Mass Index for adults.
Estimate daily calorie needs based on activity level.
Open calculatorEstimate body fat percentage using measurements.
Open calculatorCalculate Basal Metabolic Rate (calories at rest).
Open calculatorFind ideal body weight ranges for your height.
Calculate running pace, distance, or time.
Open calculatorU.S. Army body fat percentage estimation.
Calculate lean body mass from total weight and body fat.
Open calculatorFind the healthy weight range for your height.
Open calculatorMath Calculators
Scientific, fraction, geometry, statistics, and algebra tools.
Full-featured scientific calculator with trig, log, and more.
Add, subtract, multiply, and divide fractions.
Open calculatorCalculate percentages, increases, and decreases.
Open calculatorGenerate random numbers within a range.
Open calculatorCalculate percent error between expected and actual values.
Calculate powers and roots of numbers.
Open calculatorPerform arithmetic in binary number system.
Calculate radioactive decay and half-life problems.
Open calculatorSolve quadratic equations using the quadratic formula.
Open calculatorLatest Articles
Tips, guides, and insights about calculators and everyday numbers.
How to Solve Quadratic Equations on Calculator
Learn how to solve quadratic equations on a calculator step by step, using the quadratic formula, built-in solvers, and the discriminant.
BMI vs. Body Fat %: Which One Matters More?
Confused between BMI vs body fat percentage? Learn which metric predicts health risk more accurately and how to check both correctly.
Healthy BMI by Age: What Your Number Means
See what a healthy BMI by age actually looks like — from childhood through your senior years — and why one number…
Mortgage Calculator: Estimate Your Payments
Use a mortgage calculator to estimate your monthly payments accurately, factoring in principal, interest, taxes, and insurance before you buy.
5 Ways to Lower Your Monthly Mortgage Payment
Discover five practical, expert-backed strategies to lower your monthly mortgage payment and save real money on your home loan today.
Frequently Asked Questions
Find answers here. Can't find what you're looking for? Contact us.
General Questions
Yes — every calculator on ILoveCal is completely free. No sign-up, no subscription, no hidden fees. Just open the tool and get your answer instantly.
Our calculators use standard formulas and provide accurate estimates. For important financial or medical decisions, we recommend verifying results with a licensed professional.
No account is needed. Simply navigate to any calculator, enter your values, and get instant results. Your data is never stored on our servers.
Yes. Timezones and daylight saving rules can affect time-based calculations. Date and time tools run in your browser's local timezone for the most relevant results.
Financial Calculators
Banks may include origination fees, insurance, escrow adjustments, and institution-specific rounding rules. Our results are standard-formula estimates and may differ slightly.
We use the standard amortisation formula: M = P[r(1+r)ⁿ] / [(1+r)ⁿ−1], where P is the principal, r is the monthly rate, and n is the total number of payments.
No — the compound interest calculator shows gross growth without deducting taxes or fees. Consult a financial advisor for tax-adjusted projections.
Health & Fitness
BMI is a population-level screening tool, not a precise measure of individual health. It doesn't account for body composition, so athletes with high muscle mass may be misclassified. Consult a doctor for personalised guidance.
TDEE (Total Daily Energy Expenditure) is the total number of calories you burn each day. Knowing your TDEE helps you set accurate calorie targets for weight loss, maintenance, or gain.
We use Naegele's rule: add 280 days (40 weeks) to the first day of your last menstrual period. This is an estimate — actual delivery dates vary by about 2 weeks in either direction.
Math Tools
An "Error" appears when the expression is invalid — common causes are division by zero, square root of a negative number, or logarithm of zero or a negative number. Clear and re-enter the expression.
DEG (degrees) and RAD (radians) are two units for measuring angles. Most everyday calculations use degrees. Radians are standard in higher mathematics and physics. Switch using the toggle at the top of the scientific calculator.
Using This Site
Use the search bar at the top of the home page. Type a keyword like "mortgage", "BMI", or "percentage" and matching calculators will appear instantly in the dropdown.
Yes — all calculators are fully responsive and tested on smartphones and tablets. The scientific calculator has a simplified keypad layout on smaller screens for easier use.
Use our Contact page to report bugs or suggest new calculators. We read every message and aim to respond within 2 business days.